Discover Bad Credit Solutions
And Become Wildly Successful
A higher credit score opens doors to better opportunities. Whether it's buying a home, getting a car loan, or securing lower interest rates, we'll help you achieve the credit score you deserve.
2,000+
TRUSTED CLIENTS
200,000+
ITEMS DELETED FOR OUR CLIENTS
800,000+
CREDIT SCORE POINTS RAISED
2,000+
HAPPY CUSTOMERS
How Can We Help You?
We assist business owners with establishing credible business entities so they can obtain capital to support their exponential growth. Setting up the correct business entity will protect business owners’ personal assets, save on taxes, and provide structure to business operations.
We Help By Removing
REPOSSESSIONS
This occurs when you fall behind on your vehicle’s monthly payment. It can stay on your report for up to seven years making your financial life very difficult for years. Repo’s are also listed in the public record section of your report.
COLLECTIONS
These happen whenever an account is seriously past due. The creditor decides to sell it to a collection agency and it drastically affects your score. Do not pay any collections as this will actually decrease your score.
LATE PAYMENTS
Making your payments late is very unhealthy for your credit score, especially since payment history makes up 35% of your score. So one late payment can make a huge negative impact.
HARD INQUIRIES
Each hard inquiry causes your credit score to decrease. It's important to not run your credit so much since it can be interpreted as an attempt to substantially expand available credit, and create higher risks for lenders.
CHARGE OFFS
When a creditor believes that a debt is unlikely to be collected they will write it off as a loss. This does not mean you are off the hook. You are still responsible for paying the debt back, and it also lowers your score drastically.
STUDENT LOANS AND MORE!
Student debt includes any loans Federal or Private you take out to pay for your college education, which you repay with interest at a later date.
Why Choose Us ?
What Makes Us Different
Integrity. Honest. Transparent.
In the 90 days we work together I will work with you to give you the knowledge and understanding you need to flourish inside your business. We like to see our clients in their dream homes within 6 months to 1 year!.
TRUSTED
EXPERIENCE
LEGAL
LOW COST Rates
Here's what we need you to do!
Order reports and scores from the 3 bureaus
Equifax
Transunion
Experian
Send us a copy of your photo ID
THIS WILL VALIDATE YOUR INFORMATION
Provide current proof of address
TO ENSURE THAT YOUR ADDRESS IS CORRECT
Here's how you can speed up the process!
Stop applying for credit, each time you do, it lowers your score.
Do not close old accounts as that can hurt your score, too!
Pay your credit cards down to below 25% of the available credit line
Never spend more than 25% of your credit line even if you pay it off in full each month
Most importantly...We will be sending many letters to the bureaus, be sure to open all of your mail and forward their replies to us!
Testimonials
What our clients say
"Very straight forward, informative, and thorough in helping me understand AND create a plan to fix my credit for my unique situation. I’ve already seen changes in not only credit but, finances as well. 10/10 recommend!!"
-David Morgan
"Really great customer service. He worked to help resolve my credit issues. I would highly recommend this small business."
-Kimeisha Reid
"For me, Lovely Financial Solution Organization has been a game changer. After years of having difficulty with a low credit score, I decided to give them a shot. The result was nothing short of spectacular! My credit score has increased significantly as a result of their expertise, and I am able to follow my financial goals confidently."
-Sarah T.
Get In Touch
Email: [email protected]
Phone: 346 902 4106
Address: 440 Louisiana St, STE 900, Houston , Tx 77002
Assistance Hours :
Mon – Sat 10:00am - 7:00pm
Sunday – CLOSED
